BEGIN:VCALENDAR
VERSION:2.0
X-WR-CALNAME:District 196 Community Education  - All Courses
CALSCALE:GREGORIAN
PRODID:iCalendar-Ruby
BEGIN:VEVENT
DESCRIPTION:Most retirees plan taxes year by year\, but lasting retirement 
 success requires a long-term strategy. Learn practical lessons for reducing
  lifetime taxes\, not just this year’s bill\, including how Social Security
  and Medicare surcharges work\, avoid costly mistakes\, prepare for future 
 tax law changes and more. Leave with clear strategies and a helpful take ho
 me workbook to guide your next moves with confidence.
DTEND:20261014T011500Z
DTSTAMP:20260918T190157Z
DTSTART:20261013T230000Z
LOCATION:Black Hawk Middle School
SEQUENCE:0
SUMMARY:Stop Playing Checkers with Your Retirement Taxes and Start Playing 
 Chess (ATART-F1)
UID:2026-09-18T19:01:57+00:00_187878469@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49234/adult-fall-2026/stop-playing-
 checkers-with-your-retirement-taxes-and-start-playing-chess#ATART-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Did you know with proper planning\, both while they are alive a
 nd after they have passed\, grandparents\, parents and family can take care
  of a child\, grandchild or family member with special needs in their estat
 e plan? Such planning will not adversely affect the benefits and programs w
 hich the person with special needs has available to them! Discuss how to pr
 operly protect your assets and provide for the future benefit of the loved 
 one with special needs. Whatever the type of the asset (tangible\, income p
 roducing or other) there are options you should know. Discuss how the speci
 al needs trust fits into your estate planning\, planning for the future of 
 your loved one with special needs\, and pros and cons of a special needs tr
 ust.
DTEND:20261027T010000Z
DTSTAMP:20260918T190157Z
DTSTART:20261026T233000Z
LOCATION:Scott Highlands Middle School
SEQUENCE:0
SUMMARY:The Special Needs Trust: Estate Planning for Grandparents\, Parents
  and Families with Special Needs Members (ASLSNT-F1)
UID:2026-09-18T19:01:57+00:00_402341010@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49301/adult-fall-2026/the-special-n
 eeds-trust-estate-planning-for-grandparents-parents-and-families-with-speci
 al-needs-members#ASLSNT-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Compare trusts and wills and learn which is best for you. Learn
  what estate planning entails including property and how to avoid probate i
 n case of disability or death. Understand the probate process and when it i
 s and isn't necessary and why. Make informative estate planning decisions.
DTEND:20261113T014500Z
DTSTAMP:20260918T190157Z
DTSTART:20261112T234500Z
LOCATION:Scott Highlands Middle School
SEQUENCE:0
SUMMARY:Trusts and Wills (AAHTW-F1)
UID:2026-09-18T19:01:57+00:00_358208467@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49346/adult-fall-2026/trusts-and-wi
 lls#AAHTW-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Gain an in-depth overview of retirement planning including fina
 ncial education to help you build wealth\, align your assets with your valu
 es and achieve your retirement lifestyle goals. Learn how to manage investm
 ent risks\, use new tax laws to your advantage\, make informed decisions ab
 out your company retirement plan and adjust your estate plan to function pr
 operly under the new laws. A 225-page illustrated book is included in fee. 
 Spouse/partner may attend at no additional charge (and share the materials)
 . Please include spouse/partner name when registering.
DTEND:20260925T025000Z
DTSTAMP:20260918T190157Z
DTSTART:20260924T224500Z
LOCATION:Falcon Ridge Middle School
SEQUENCE:0
SUMMARY:Retirement Planning Today (ages 50-70) (AMGRP-F1)
UID:2026-09-18T19:01:57+00:00_894148262@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49233/adult-fall-2026/retirement-pl
 anning-today-ages-50-70#AMGRP-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Gain an in-depth overview of retirement planning including fina
 ncial education to help you build wealth\, align your assets with your valu
 es and achieve your retirement lifestyle goals. Learn how to manage investm
 ent risks\, use new tax laws to your advantage\, make informed decisions ab
 out your company retirement plan and adjust your estate plan to function pr
 operly under the new laws. A 225-page illustrated book is included in fee. 
 Spouse/partner may attend at no additional charge (and share the materials)
 . Please include spouse/partner name when registering.
DTEND:20261002T025000Z
DTSTAMP:20260918T190157Z
DTSTART:20261001T224500Z
LOCATION:Falcon Ridge Middle School
SEQUENCE:0
SUMMARY:Retirement Planning Today (ages 50-70) (AMGRP-F1)
UID:2026-09-18T19:01:57+00:00_365084962@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49233/adult-fall-2026/retirement-pl
 anning-today-ages-50-70#AMGRP-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Gain an in-depth overview of retirement planning including fina
 ncial education to help you build wealth\, align your assets with your valu
 es and achieve your retirement lifestyle goals. Learn how to manage investm
 ent risks\, use new tax laws to your advantage\, make informed decisions ab
 out your company retirement plan and adjust your estate plan to function pr
 operly under the new laws. A 225-page illustrated book is included in fee. 
 Spouse/partner may attend at no additional charge (and share the materials)
 . Please include spouse/partner name when registering.
DTEND:20260930T025000Z
DTSTAMP:20260918T190157Z
DTSTART:20260929T224500Z
LOCATION:Falcon Ridge Middle School
SEQUENCE:0
SUMMARY:Retirement Planning Today (ages 50-70) (AMGRP-F2)
UID:2026-09-18T19:01:57+00:00_74192255@ip-10-0-136-10.us-east-2.compute.int
 ernal
URL:https://district196.arux.app/course/49233/adult-fall-2026/retirement-pl
 anning-today-ages-50-70#AMGRP-F2
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Gain an in-depth overview of retirement planning including fina
 ncial education to help you build wealth\, align your assets with your valu
 es and achieve your retirement lifestyle goals. Learn how to manage investm
 ent risks\, use new tax laws to your advantage\, make informed decisions ab
 out your company retirement plan and adjust your estate plan to function pr
 operly under the new laws. A 225-page illustrated book is included in fee. 
 Spouse/partner may attend at no additional charge (and share the materials)
 . Please include spouse/partner name when registering.
DTEND:20261007T025000Z
DTSTAMP:20260918T190157Z
DTSTART:20261006T224500Z
LOCATION:Falcon Ridge Middle School
SEQUENCE:0
SUMMARY:Retirement Planning Today (ages 50-70) (AMGRP-F2)
UID:2026-09-18T19:01:57+00:00_430726202@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49233/adult-fall-2026/retirement-pl
 anning-today-ages-50-70#AMGRP-F2
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Funeral preplanning is a gift to your family because it removes
  the heavy emotional and financial burdens of arranging a funeral during a 
 time of immense grief. Learn how funeral preplanning protects against infla
 tion and rising costs\, and ensures your final wishes are understood and re
 spected. Understand the different burial options - including traditional an
 d cremation - along with memorial services\, and monuments and markers. Exp
 lore tax and veterans benefits\, options for monthly payment plans and how 
 to protect yourself against senior scams.
DTEND:20261023T010000Z
DTSTAMP:20260918T190157Z
DTSTART:20261022T223000Z
LOCATION:Scott Highlands Middle School
SEQUENCE:0
SUMMARY:Preplanning Your Funeral: Why It's Important (ASAPF-F1)
UID:2026-09-18T19:01:57+00:00_161153597@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/48866/adult-fall-2026/preplanning-y
 our-funeral-why-it-s-important#ASAPF-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Long-term care (LTC) planning is one of the most commonly overl
 ooked parts of retirement. This workshop explains what long-term care is\, 
 who is most likely to need it and why many people mistakenly assume Medicar
 e or Medicaid will cover the cost. Explore the emotional and financial risk
 s of having no plan\, learn about today’s long-term care options and gain p
 ractical insight into why creating a personalized LTC plan matters for you 
 and your family. \n\nSecurities offered through Parkland Securities\, LLC\,
  member FINRA/SIPC. Fee-based investment advisory services offered through 
 Sigma Planning Corporation\, a registered investment advisor. Business and 
 Family Advisors\, LLC is independent of Parkland Securities\, LLC and SPC.
DTEND:20261118T021500Z
DTSTAMP:20260918T190157Z
DTSTART:20261118T001500Z
LOCATION:Scott Highlands Middle School
SEQUENCE:0
SUMMARY:Getting Long Term Care Planning Right (ARWLTC-F1)
UID:2026-09-18T19:01:57+00:00_733747801@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49226/adult-fall-2026/getting-long-
 term-care-planning-right#ARWLTC-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you ready to take the first step toward homeownership\, but
  unsure of where to begin? Get equipped with the knowledge and tools to nav
 igate the home-buying process confidently. Learn about various mortgage opt
 ions and the financing process\, discover essential budgeting strategies an
 d explore down payment assistance programs. Leave with practical knowledge 
 and a clear understanding of the steps needed to successfully achieve your 
 homeownership goals.
DTEND:20261015T014500Z
DTSTAMP:20260918T190157Z
DTSTART:20261014T224500Z
LOCATION:Scott Highlands Middle School
SEQUENCE:0
SUMMARY:Home Buyer Education: A Beginner's Guide (AEMHB-F1)
UID:2026-09-18T19:01:57+00:00_826329865@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49221/adult-fall-2026/home-buyer-ed
 ucation-a-beginner-s-guide#AEMHB-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Walk through an actual Minnesota Probate Estate from the filing
  of the Application for Probate to the final accounts ... and all the steps
  in between. Learn the entire process with current forms\, court and filing
  requirements\, accounting and procedural steps\, as well as the procedures
  for the sale and distribution of estate assets. Discuss the roles\, respon
 sibilities and liabilities of a person who is appointed as the executor/per
 sonal representative. Explore real-life examples and solutions to the multi
 tude of issues involving a typical (or not typical) Minnesota Probate Estat
 e. Learn the answers to: is there a “reading of the will”? What about perso
 nal items? Does the executor get paid? What about estate bills and creditor
 s?
DTEND:20261007T010000Z
DTSTAMP:20260918T190157Z
DTSTART:20261006T233000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Let's Probate An Actual Minnesota Estate (ATJPME-F1)
UID:2026-09-18T19:01:57+00:00_133587465@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49222/adult-fall-2026/let-s-probate
 -an-actual-minnesota-estate#ATJPME-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you turning 65 and wondering about Medicare? Would you like
  to understand Medicare Part A and B\, as well as the difference between Me
 dicare supplements and Advantage plans? What are your choices if you are wo
 rking and have a group plan? Learn when you can enroll and where you can ma
 ke some comparisons so you can select the right option for you. Presented v
 ia PowerPoint with take away handouts and reference guide. Class is generic
  and educational.
DTEND:20261007T021500Z
DTSTAMP:20260918T190157Z
DTSTART:20261006T234500Z
LOCATION:Rosemount Middle School
SEQUENCE:0
SUMMARY:Baby Boomer’s Guide to Medicare Planning (AJMBB-F1)
UID:2026-09-18T19:01:57+00:00_429682008@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49227/adult-fall-2026/baby-boomer-s
 -guide-to-medicare-planning#AJMBB-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Having a will is important for married couples\, singles and di
 vorced people. If you are without a will\, the laws of Minnesota and a judg
 e will make all the decisions regarding your estate. Learn about estates an
 d wills\, and prepare a legal will in class. Receive instructions and a pro
 fessionally prepared form\, have access to witnesses and a notary public. P
 rior to class\, review the information forwarded to you. The will form is d
 esigned for individual use\; couples cannot share this form (each person mu
 st register individually). Appropriate for people who have an estate of les
 s than $2\,000\,000\, including life insurance\, and do not own a business.
  Sorry\, no discounts apply.
DTEND:20261021T023000Z
DTSTAMP:20260918T190157Z
DTSTART:20261020T225000Z
LOCATION:Falcon Ridge Middle School
SEQUENCE:0
SUMMARY:Writing Your Own Will (ATMWW-F1)
UID:2026-09-18T19:01:57+00:00_207807400@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49223/adult-fall-2026/writing-your-
 own-will#ATMWW-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Break down some of the most common parts of retirement planning
 . Social Security\, 401(k)s\, IRAs\, Roth IRAs\, annuities\, life insurance
 \, long-term care … like putting a puzzle together\, there are many pieces\
 , but which ones fit together to create the picture you’re aiming for? With
  two hours of packed information and the ability to ask questions in real t
 ime\, walk away with more confidence in your retirement strategy. For Baby 
 Boomers and those with a desire to better understand retirement planning.\n
 \nSecurities and Advisory Services offered through Harbour Investments\, In
 c Member SIPC.
DTEND:20261021T014500Z
DTSTAMP:20260918T190158Z
DTSTART:20261020T230000Z
LOCATION:Black Hawk Middle School
SEQUENCE:0
SUMMARY:Retirement Planning for Baby Boomers (ACBBB-F1)
UID:2026-09-18T19:01:58+00:00_285858476@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49232/adult-fall-2026/retirement-pl
 anning-for-baby-boomers#ACBBB-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Aging often involves transitioning to different housing. The pr
 ocess involves coordinating financial and physical health considerations an
 d frequently downsizing a home. Explore alternatives to single-family livin
 g from buying and renting - subsidized and elderly waivers\, market-rate ap
 artments\, 55+\, CCRC\, independent/assisted living age in place\, memory c
 are\, cooperatives and condo/townhouses. Come with your questions to decide
  what will work best for you and what your next steps are.
DTEND:20261117T031500Z
DTSTAMP:20260918T190158Z
DTSTART:20261117T003000Z
LOCATION:Rosemount Middle School
SEQUENCE:0
SUMMARY:Introduction to Senior Housing Options (AJMSH-F1)
UID:2026-09-18T19:01:58+00:00_246794590@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49228/adult-fall-2026/introduction-
 to-senior-housing-options#AJMSH-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you and your spouse nearing retirement age? Learn how to ge
 t the most out of your Social Security benefits as a couple.\n\nTopics incl
 ude:\n\n - How marriage impacts Social Security\n - Deciding when to claim\
 n - Coordinating with other income sources\n - Taxes and Social Security\n 
 - Working while receiving benefits\n - Techniques higher-earning couples ca
 n utilize\n\n \n\nThis class is essential for married couples wanting to en
 sure they receive their full share of the Social Security benefits they hav
 e earned. \n\nSecurities offered through Parkland Securities\, LLC\, member
  FINRA/SIPC. Fee-based investment advisory services offered through Sigma P
 lanning Corporation\, a registered investment advisor. Business and Family 
 Advisors\, LLC is independent of Parkland Securities\, LLC and SPC.
DTEND:20261210T021500Z
DTSTAMP:20260918T190158Z
DTSTART:20261210T001500Z
LOCATION:Falcon Ridge Middle School
SEQUENCE:0
SUMMARY:Social Security for Couples: Maximizing Your Benefits Together (ARW
 SSC-F1)
UID:2026-09-18T19:01:58+00:00_207228590@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49225/adult-fall-2026/social-securi
 ty-for-couples-maximizing-your-benefits-together#ARWSSC-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:In retirement\, your tax rate may vary widely over the years ba
 sed on the timing and order.\n\nLearn about the following:\n\n \n- The crit
 ical tax question you must answer before retirement\n\n \n \n- What the Soc
 ial Security “tax trap” is and how you can avoid it\n\n \n \n- Why tapping 
 assets in the wrong order can trigger higher Medicare premiums\n\n \n \n- T
 he four stages of retirement and important tax actions in each stage\n\n \n
  \n- Mistakes to avoid when it comes to your investment portfolio\, health 
 care and estate\n\n \n\nSecurities offered through Parkland Securities\, LL
 C\, member FINRA/SIPC. Fee-based investment advisory services offered throu
 gh Sigma Planning Corporation\, a registered investment advisor. Business a
 nd Family Advisors\, LLC is independent of Parkland Securities\, LLC and SP
 C.
DTEND:20260924T011500Z
DTSTAMP:20260918T190158Z
DTSTART:20260923T231500Z
LOCATION:Scott Highlands Middle School
SEQUENCE:0
SUMMARY:Taxes In Retirement (ARWTR-F1)
UID:2026-09-18T19:01:58+00:00_739537085@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49224/adult-fall-2026/taxes-in-reti
 rement#ARWTR-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Retirement should be about freedom — not financial stress. Lear
 n about the five biggest expenses most retirees face and share practical st
 rategies to help reduce or better manage them. From housing and healthcare 
 to transportation and unexpected costs\, walk away with simple\, actionable
  ideas to help protect your income and make your money last.
DTEND:20261008T005000Z
DTSTAMP:20260918T190158Z
DTSTART:20261007T224000Z
LOCATION:Falcon Ridge Middle School
SEQUENCE:0
SUMMARY:Five Biggest Expenses in Retirement and How to Reduce Them (AVKER-F
 1)
UID:2026-09-18T19:01:58+00:00_241277730@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49231/adult-fall-2026/five-biggest-
 expenses-in-retirement-and-how-to-reduce-them#AVKER-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Everyone should have a health care directive and a power of att
 orney whether you are 18 or 80. Without these important documents\, it can 
 be difficult for your loved ones to get health care information\, make heal
 th care decisions on your behalf or handle your financial affairs if you sh
 ould become incapacitated. Receive instructions and professionally prepared
  forms\, and have access to witnesses and a notary public. Must bring your 
 driver’s license for identification. This class is a great supplement to th
 e Writing your Own Will class. Sorry\, no discounts apply.
DTEND:20261117T031500Z
DTSTAMP:20260918T190158Z
DTSTART:20261117T000000Z
LOCATION:Falcon Ridge Middle School
SEQUENCE:0
SUMMARY:Write Your Own Power of Attorney and Healthcare Directive (AKDHD-F1
 )
UID:2026-09-18T19:01:58+00:00_92400658@ip-10-0-136-10.us-east-2.compute.int
 ernal
URL:https://district196.arux.app/course/49316/adult-fall-2026/write-your-ow
 n-power-of-attorney-and-healthcare-directive#AKDHD-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:The biggest fear for most baby boomers is how to pay for the nu
 rsing home and still leave something for the next generation. With ever cha
 nging estate planning laws and great increases in nursing home costs\, the 
 fear is real. Understand your options. Is long term care insurance for you?
  What about home care? Should I gift my money away? Would I qualify for Med
 icaid? Does my current trust avoid the nursing home? What is the 60 month c
 law back? What if my spouse goes into the nursing home and exhausts our mon
 ey? Discuss these questions and many more\, including how to plan and place
  your assets to meet your nursing home goals.
DTEND:20261223T020000Z
DTSTAMP:20260918T190158Z
DTSTART:20261223T003000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:How to Pay for the Nursing Home: An Attorney’s Perspective (ASLNH-F
 1)
UID:2026-09-18T19:01:58+00:00_759624595@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49299/adult-fall-2026/how-to-pay-fo
 r-the-nursing-home-an-attorney-s-perspective#ASLNH-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Early retirement can be an exciting time\, but it can also brin
 g a lot of questions like\, "What do I do about health insurance before I a
 m eligible for Medicare?" Learn what to consider before leaving your employ
 er group coverage\, discover different options available to fill the gap be
 fore you become eligible for Medicare and study the in's and out's of how t
 o navigate MNSure\, the Minnesota health insurance marketplace.
DTEND:20261112T020000Z
DTSTAMP:20260918T190158Z
DTSTART:20261111T233000Z
LOCATION:Scott Highlands Middle School
SEQUENCE:0
SUMMARY:Early Retirement: Exploring Your Health Insurance Options (ATGER-F1
 )
UID:2026-09-18T19:01:58+00:00_239547693@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49229/adult-fall-2026/early-retirem
 ent-exploring-your-health-insurance-options#ATGER-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Learn about land transfers and figure out if keeping the cabin 
 in the family is workable. Explore how taxes will affect the land\, ideas o
 f who to contact during this process and ways to distribute the family cabi
 n/land fairly with the family.
DTEND:20261022T001500Z
DTSTAMP:20260918T190158Z
DTSTART:20261021T224500Z
LOCATION:Scott Highlands Middle School
SEQUENCE:0
SUMMARY:Keep the Cabin in the Family (ASGKC-F1)
UID:2026-09-18T19:01:58+00:00_468909111@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49319/adult-fall-2026/keep-the-cabi
 n-in-the-family#ASGKC-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:What good is retirement if you don’t have the health or financi
 al confidence to enjoy it? Discover practical ways to answer one of retirem
 ent’s biggest questions: “How much can I safely spend while I’m healthy eno
 ugh to enjoy it?” Discover specific health strategies (beyond the typical “
 diet and exercise” conversation) that can help preserve the energy\, mobili
 ty and independence needed to fully enjoy retirement. Perfect for current r
 etirees and those preparing for retirement.
DTEND:20261029T010000Z
DTSTAMP:20260918T190158Z
DTSTART:20261028T220000Z
LOCATION:Black Hawk Middle School
SEQUENCE:0
SUMMARY:The Retirement Sweet Spot: Balancing Health\, Wealth and the Freedo
 m to Enjoy Both (ATCARSS-F1)
UID:2026-09-18T19:01:58+00:00_868737011@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49235/adult-fall-2026/the-retiremen
 t-sweet-spot-balancing-health-wealth-and-the-freedom-to-enjoy-both#ATCARSS-
 F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Discuss lifestyle options for senior living. Should I stay and 
 age in place - making home modifications to reduce safety risks or should I
  go - moving to a home option that may be handicap accessible and single le
 vel living?
DTEND:20261022T005000Z
DTSTAMP:20260918T190158Z
DTSTART:20261021T224000Z
LOCATION:Falcon Ridge Middle School
SEQUENCE:0
SUMMARY:Senior Housing: Should I Stay or Should I Go? (AVKSH-F1)
UID:2026-09-18T19:01:58+00:00_548662393@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49230/adult-fall-2026/senior-housin
 g-should-i-stay-or-should-i-go#AVKSH-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Discuss how taxes affect distribution strategies in retirement.
  Receive knowledge of planning strategies for preretirement\, how social se
 curity is taxed\, and engage in discussion on how to be taxed efficiently n
 ow and into the future with investments and utilizing tax brackets.
DTEND:20261120T011500Z
DTSTAMP:20260918T190158Z
DTSTART:20261119T234500Z
LOCATION:Scott Highlands Middle School
SEQUENCE:0
SUMMARY:Will Taxes Affect Your Retirement? (ASGRT-F1)
UID:2026-09-18T19:01:58+00:00_549032306@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49320/adult-fall-2026/will-taxes-af
 fect-your-retirement#ASGRT-F1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Does your family have a cabin\, homestead\, hunting land\, farm
  or second home? How do you protect this family legacy and move its use and
  enjoyment into the future? Various sources and forces may threaten its ver
 y existence like the nursing home and Medicaid (MA)\, estate taxes\, family
  divorces\, creditor and bankruptcy issues\, taxes and operating expenses\,
  unequal resources of owners\, in-laws\, and use and enjoyment equality. Ga
 in real-life solutions and explore four paths to resolution that will solve
  problems without driving the family apart or sacrificing the family legacy
  asset.
DTEND:20261009T010000Z
DTSTAMP:20260918T190158Z
DTSTART:20261008T233000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Four Successful Strategies to Protect the House\, Farm\, Cabin and 
 More– Before and After Your Death (ASLSS-F1)
UID:2026-09-18T19:01:58+00:00_828394061@ip-10-0-136-10.us-east-2.compute.in
 ternal
URL:https://district196.arux.app/course/49567/adult-fall-2026/four-successf
 ul-strategies-to-protect-the-house-farm-cabin-and-more-before-and-after-you
 r-death#ASLSS-F1
END:VEVENT
END:VCALENDAR